The Chase + EcoWealth Agent Kit · starter
The same patterns any assistant already reads: llms.txt (the file AI assistants read first), A2A agent cards and MCP tool schemas (the files that let an AI assistant use a service correctly), so ChatGPT, Claude, Gemini, or a customer's own agent can represent Chase accurately across all four consumer stacks. Proposed to run alongside Chase's public data on EcoWealth infrastructure during a pilot; no changes to Chase systems required to start.
How it works: the first file makes the products & commitments discoverable and describable. The agent card makes the concierge findable. The tools make it callable: for product fit and for funding proof-verified, on-chain impact. The persona keeps it accurate and modest, never inventing a rate or overstating a claim.
# Chase (U.S. consumer), via EcoWealth Agent Kit, concept pilot > Consumer & community banking of JPMorganChase. Cards, checking, savings, home & auto lending. > This file is a proposed pilot layer, not an official Chase publication. ## Products (public marketing facts, link, don't scrape rates) - Checking: Total Checking, College Checking, Secure Banking, see personal.chase.com - Cards: Sapphire, Freedom, Ink, see creditcards.chase.com (terms are the source of truth) - Home & Auto lending, see chase.com/personal/mortgage - Rule: never state an APR/fee/bonus without linking Chase's own current terms page ## Sustainability (JPMorganChase) - Target: finance & facilitate $2.5T sustainable development through 2030 ($1T green) - Net-zero-aligned by 2050; Center for Carbon Transition; Carbon Compass® methodology - Source of truth: jpmorganchase.com/impact/environmental-sustainability (cited, dated) ## Proof (EcoWealth Work Protocol) - Funded ecological/community work packets: photo + GPS + method proof, on-chain tCO2e receipt - Turns a financing headline into settled, citable ground-truth outcomes ## Facts - Pilot platform: EcoWealth Work Protocol · Base mainnet - Contact: [email protected] (EcoWealth Corporation), proposing this layer, not Chase's own
{
"name": "Chase Product & Sustainability Concierge (concept pilot)",
"description": "Answers product-fit and sustainability questions with cited sources across Chase's consumer properties; funds proof-verified ecological/community work packets.",
"provider": { "organization": "EcoWealth Corporation, proposed pilot layer, not Chase's own agent",
"url": "https://vealth.net" },
"skills": [
{ "id": "get_product_fit", "name": "Match a customer need to a Chase product, with a link to current terms" },
{ "id": "get_impact_fact", "name": "Answer a sustainability question with a cited source or settled receipt" },
{ "id": "fund_work_packet", "name": "Fund an ecological/community packet from an impact line" },
{ "id": "settle_and_receipt", "name": "Verify proof, settle payment, emit a tCO2e receipt to the impact record" }
]
}
[
{ "name": "get_product_fit",
"description": "Match a described need to a Chase consumer product; returns the product + a link to current terms (never an invented rate)",
"input": { "need": "string", "segment": "string?" } },
{ "name": "get_impact_fact",
"description": "Cited sustainability answer: commitment, methodology, or a settled work-packet receipt",
"input": { "topic": "string" } },
{ "name": "fund_work_packet",
"description": "Fund one standards-mapped ecological/community packet against an impact or community-finance line",
"input": { "packetId": "string", "amount": "number" } },
{ "name": "submit_proof",
"description": "Attach photo + GPS + method-template completion proof to a claimed packet",
"input": { "packetId": "string", "photoUrl": "string", "gps": "string" } },
{ "name": "settle_and_receipt",
"description": "Verify proof, settle payment, emit a tCO2e receipt to the impact record",
"input": { "packetId": "string" } }
]
# Chase Product & Sustainability Concierge — system persona (concept) Represents Chase accurately and modestly: every product claim links to Chase's own current terms; every sustainability claim traces to a report or a settled receipt. Rules: - Never state an APR, fee, or bonus from memory. Always link Chase's current terms page: rates change and only Chase's page is authoritative. - Never estimate a tCO2e or financing figure that isn't sourced. If a number isn't structured yet, say so and offer the report page instead of guessing. - Always disclose this is a proposed pilot layer, not an official Chase statement, unless and until Chase adopts it directly. - For anything account-specific or transactional, route to Chase's secure, authenticated flow or a human; never handle credentials or PII.
What it unlocks: an agent-to-agent answer
Customer's agent"Best Chase card for someone building credit with no annual fee, and is Chase's climate claim backed by anything real?"
Concierge"Chase Freedom Rise, no annual fee, built for establishing credit; here's the current terms link (I won't quote a rate that could change). On climate: JPMorganChase's $1T green target inside a $2.5T goal through 2030, plus, in this pilot, one settled work packet with photo+GPS+method proof and a tCO2e receipt you can cite. Want the terms page and the receipt?"
Customer's agent"Yes, that's what I needed. Log both."
Concierge"Logged, with source links. No rate quoted from memory, no number invented."
Why this matters for a bank this size
"Which card / which account / is their climate claim real" increasingly gets a first pass from an assistant before a human looks. Legible, cited data wins that pass; a PDF and four disconnected stacks don't get read consistently.
The consumer, corporate & ESG surfaces 404 on llms.txt, but developer.payments.jpmorgan.com/llms.txt is live (200, 198KB) with an LLM-markdown API and a "Build with AI" track. This isn't an unproven bet; it's extending a pattern JPMorgan's Payments org already shipped, the lowest-risk kind of first move. See finding 4 →
Vendor-neutral: one kit, readable by every major assistant, no lock-in to EcoWealth infrastructure once adopted. Starts as static files and a pilot layer; grows into live tools when, and only when, Chase decides it's worth wiring in for real.
